Consumer Loans

  • New, used, and older vehicle loans
  • Signature and recreational vehicle loans
  • Check out the “Rates” page for updated information and stay tuned for our regular loan promotions!

Home Equity Line of Credit (HELOC)

  • Line of credit based on the equity on your house; maximum line $100,000.00
  • Variable interest rate based on the prime rate
  • Rate could change depending on your credit rating and LTV
  • Monies can be used for any purpose
  • Term is 30 years; 15 years to access the line of credit and make payments on it, the last 15 years to payback only

Home Equity (Second Mortgage)

  • Fixed rate for 7, 10, or 15 year terms
  • The rate is based on your credit rating and the LTV

First Mortgage Services

  • Loan applications over the phone or online
  • Affordable financing options for borrowers with credit concerns
  • For questions and more information email us at: mortgages@us-cu.org

VISA Credit Card

  • Low rate and no annual fee (8.90% APR)
  • Same rate for purchases and cash advances
  • FREE Online access
  • Call 1-877-809-4216 to report a lost or stolen card

 

To view our loan services, please click here.