Consumer Loans
- New, used, and older vehicle loans
- Signature and recreational vehicle loans
- Check out the “Rates” page for updated information and stay tuned for our regular loan promotions!
Home Equity Line of Credit (HELOC)
- Line of credit based on the equity on your house; maximum line $100,000.00
- Variable interest rate based on the prime rate
- Rate could change depending on your credit rating and LTV
- Monies can be used for any purpose
- Term is 30 years; 15 years to access the line of credit and make payments on it, the last 15 years to payback only
Home Equity (Second Mortgage)
- Fixed rate for 7, 10, or 15 year terms
- The rate is based on your credit rating and the LTV
First Mortgage Services
- Loan applications over the phone or online
- Affordable financing options for borrowers with credit concerns
- For questions and more information email us at: mortgages@us-cu.org
VISA Credit Card
- Low rate and no annual fee (8.90% APR)
- Same rate for purchases and cash advances
- FREE Online access
- Call 1-877-809-4216 to report a lost or stolen card
To view our loan services, please click here.