Rates as of 3/21/2011.

All rates are quoted "As Low As" unless otherwise indicated

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Vehicle Loans

Term (Months)

Payment Description

APR

APR Type

New/Used Vehicles (2004 & Newer, with less than 100,000 miles)

      48

Based on Qualifications

  2.99%

   Fixed

 New/Used Vehicles (2004 & Newer, with less than 100,000 miles)       60  Based on Qualifications   3.49%    Fixed
New/Used Vehicles (2004 & Newer, with less than 100,000 miles)

      72

Based on Qualifications

   3.99%

   Fixed

New Vehicles

      84

Based on Qualifications 

  4.99%

   Fixed

Older Used Vehicles (1991 - 2003, mileage 100,000 - 150,000)

      48

Based on Qualifications

  7.89%

   Fixed

"Green Vehicles", Hybrid or Electric
Must meet IRS criteria

      48

Based on Qualifications

  2.49%

   Fixed

New RV'S & Boats (90% Financing)

     144

Based on Qualifications

  7.39%

   Fixed

Used RV'S & Boats (NADA Values)

     84

Based on Qualifications

  8.39%

   Fixed

Older Used RV'S & Boats
(NADA Values)

     84

Based on Qualifications

  13.40%

   Fixed

New Motorcycles (90% Financing)

     60

Based on Qualifications

  8.89%

   Fixed

Consumer & Credit Card Loans

Term (Months)

Payment Description APR APR Type
Share Secured 48

Based on Qualifications

5.00%

 Variable

Certificate Secured 48

Based on Qualifications

5.00%

 Variable

Signature Unsecured 48

Based on Qualifications

8.89%

   Fixed

Line of Credit (LOC)

Based on Qualifications

8.89%

   Fixed

VISA Credit Card No Annual Fee Same rate Purchases/Cash Advances 8.90%

  

Seasonal Loan $2,000.00 maximum

      18

Based on Qualifications

   5.99%

   Fixed

Home Equity Loans

               Term

Payment Description

APR

APR Type

Home Equity 15 Year Draw
15 Year Payback
Some Restrictions May Apply 4.00% Variable
2ND Mortgage 7/10/15 Years Some Restrictions May Apply 5.50% Fixed

Members should call the credit union to verify rates.

For further information, please review the credit union's Loan Addendum

Other loans and rates are available, contact the Credit Union for more information.