Share Savings Account

  • Establishes you as a member of the credit union
  • $25.00 minimum deposit; $5.00 one time membership fee
  • Dividends paid quarterly if average daily balance of $100.00
  • Five (5) penalty free withdrawals per month
  • Direct deposit and payroll deduction available

Share Draft Account (Checking Account)

  • No monthly maintenance fee assessed if at least once a month you
    • Use your debit card, OR
    • Write one check, OR
    • Pay one bill online, OR
    • Have one automatic debit payment (ACH), OR
    • Have a direct deposit, OR
    • Have $10,000.00 in deposits

      If none of these transactions takes place there is a $15.00 maintenance fee
  • Use this form to help you balance your checking account
  • Free unlimited access to over 800 CashPoints ATM’s in NC
  • Free online account access and free bill pay service 
  • No minimum balance required and unlimited check writing available
  • Free VISA debit card (Call 1-800-424-1990 after hours to report a lost or stolen card). Please remember, you must ACTIVATE your debit card at an ATM before you can use it for purchases.

Money Market Account

  • Minimum deposit of $2,500.00 required
  • Tiered money market available, earn a higher rate with a higher balance!
  • Six (6) penalty free withdrawals per month
  • Dividend rate will be determined by weekly pricing guidelines
  • Dividends paid quarterly on average daily balance

Club Accounts

  • Put money aside for a vacation or the Christmas season
  • Account matures annually in October (Christmas club only)
  • Penalty may apply for early withdrawals (Christmas club only)

Pee Wee Account

  • An account for younger members, from birth thru 12 years of age
  • Must have a joint owner such as a parent, guardian, grandparent
  • Minimum of three (3) deposits per year
  • There are no fees associated with this account

Teen Account

  • An account for future savers and leaders ages 13 to 18
  • Must have a joint owner such as a parent, guardian, grandparent
  • Teen checking account also available with a joint owner
  • Can apply for ATM/Debit card

IRA Account

  • Save for retirement
  • Traditional and Roth IRA available
  • No minimum balance required to open account
  • Dividends paid quarterly

Share Certificates (CD)

  • Minimum balances of $500.00 and $5,000.00 available for different terms and rates
  • 6 and 12 months terms available
  • Funds may be used for security on a loan

To view all of our account services, please click here